Alight Mortgage Solutions
We’ve walked in your shoes.
Alight Mortgage Solutions enterprise-class, cloud-based applications let mortgage banking executives forecast the future by comparing multiple scenarios and immediately seeing the financial impact of every decision. Before it’s made.
Built by mortgage industry experts. Created for mortgage lenders. Only by Alight.
Read about millennials, modernization and technology — Laurel Caliendo’s recipe for success.
The Challenge: Changing Conditions 24/7
The $2 trillion US mortgage industry is constantly changing and rife with complexities. Yet it’s an industry that has been run on spreadsheets and aging technology.
Management teams are forced to make big decisions without a true understanding of the future financial impact that decisions and changing conditions may have on the business.
- How will loan volume and mix be affected by changing interest rates?
- How will MSR valuation and cash flow be impacted?
- What effect will changes have on servicing strategy?
- How can warehouse credit be managed?
The Solution: Viewing Financial Outcomes in Real Time
CEOs and firm owners, CFOs, and other senior mortgage banking executives use Alight Mortgage Lending™ to integrate with mortgage banking systems already in place—G/L, LOS and capital markets data—to run multiple, real-time scenarios that answer key questions and analyze strategic opportunities.
Alight Mortgage Solutions offers a product specifically engineered for mortgage banking. Complete with detailed models and visualizations to help you see the data that’s important to you.
Mortgage bank management teams can access data about company performance, capital market vendors, interest rate shock data and portfolio valuations, and then create and compare multiple scenarios to see the financial impacts of marketplace changes and decisions ripple across the enterprise, through to P&L, balance sheet and cash flow. Understand how decisions and market changes will affect cash needs, profitability and retained earnings—all in real time.
- Cloud-based, delivered to any device, anytime
- Built and implemented by a team of mortgage industry veterans and experts
- Powerful visualizations that drive precise, real-time financial decision making
Customers | Alliances | Integrations
“Having worked with Alight at a previous firm, they were top on my list to assist in First Guaranty Mortgage Corporation’s forecasting solution implementation – where we can effectively and efficiently run scenarios to evaluate growth opportunities. Alight Enterprise Cloud allows us to bring the power of scenario comparison and analysis across the FGMC enterprise. This enables us to make strategic and tactical decisions knowing what the financial ripple effect will be on our financials and operating metrics.“
CFO, First Guaranty Mortgage Corporation
“With Alight’s real-time financial forecasting, we’ll have better visibility across all levels of our company. Having the ability to regularly run scenario analysis will help us respond to marketplace changes more quickly to better manage future needs of the business.“
SVP Finance, Guild Mortgage
“One of our goals is to grow enterprise value by facilitating more insightful, multi-channel planning. To that end, we are regularly evaluating branch acquisitions and servicing options. Alight will help us refine branch reporting, better analyze branch acquisitions and more accurately project cash flow to help us meet the needs of our rapidly growing national origination and servicing business.“
CEO and Owner, Union Home Mortgage